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Hidden fees everywhere and the customer service was non-existent when he needed help. River Valley Loans was a bad choice for me. Ended up paying way more than I borrowed because of their interest rates. Stay away from River Valley Loans. They might solve your problem today but create ten more problems for tomorrow.

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1. Unrealistic guarantees for approval. One of the easiest ways to spot a loan scam is the promise of guaranteed approval. All legitimate lenders require an assessment to determine your...

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